Projections estimate where your finances could be in 10, 20, or 30 years based on your current situation and the assumptions you set.
The big picture
JettWorth runs a year-by-year simulation of your financial life. Starting from your current net worth, income, expenses, and assets, it steps forward one year at a time, applying:
- Income growth (e.g. salary increases)
- Investment returns on shares and super
- Property value growth (and rental income for investment properties)
- Loan repayments and interest (offset accounts respected)
- Inflation on your expenses
- Australian income tax, Medicare, LITO, and HECS repayments
- Employer super contributions (currently 11.5%) and any voluntary contributions
- Negative gearing offset against wage income for investment properties
- 50% CGT discount on assets held longer than 12 months
- Any life events you've added (career changes, property purchases, retirement)
The result is a chart showing your projected net worth, broken down by asset type, from today through to your chosen horizon.
What projections are NOT
Projections are estimates, not predictions. They show what could happen if your assumptions hold. Real life will differ — markets fluctuate, jobs change, expenses shift. Use projections as a compass, not a GPS.
Projection horizons
All users get 10, 20, and 30-year horizons on the free tier.
How the chart works
The X-axis shows your age (if you've entered your date of birth) or calendar years. The Y-axis shows your projected net worth. Hover over any point to see a detailed breakdown for that year — total assets, super balance, property equity, and total liabilities.
Tip: Projections are most useful when you add life events to model real plans — like buying a home, changing careers, or retiring.