Estimate the stamp duty (transfer duty) you would pay when buying a property in any Australian state or territory.
What is stamp duty?
Stamp duty is a state government tax you pay when you buy property. The amount depends on the purchase price, the state or territory, and whether you're a first home buyer.
It's one of the biggest upfront costs of buying a home, often running into tens of thousands of dollars.
Using the calculator
- Go to Calculators in the sidebar and select Stamp Duty.
- Enter the property purchase price.
- Select the state or territory (NSW, VIC, QLD, WA, SA, TAS, ACT, NT).
- Indicate whether you're a first home buyer.
- Indicate whether the property will be your primary residence or an investment.
- The stamp duty estimate appears instantly — calculations run client-side, no API call needed.
All eight states and territories
JettWorth calculates stamp duty for every Australian state and territory using current published rates. Each jurisdiction has different thresholds, rates, and concessions:
- NSW — exempt up to $800K, sliding scale to $1M for first home buyers
- VIC — exempt up to $600K, sliding scale to $750K
- QLD — exempt up to $700K
- WA — exempt up to $430K, sliding scale to $530K
- SA — exempt up to $650K
- TAS — 50% discount up to $600K
- ACT — exempt up to $607,500
- NT — exempt up to $650K
First home buyer concessions
If you're buying your first home, you may be eligible for reduced stamp duty or a full exemption depending on the state and purchase price. Toggle the first home buyer option to see if a concession applies.
The calculator shows the standard stamp duty, any first home buyer discount, and the final amount payable.
How this connects to projections
When you add a "buy property" life event, JettWorth automatically estimates stamp duty as part of the upfront purchase costs. You don't need to calculate it separately.
Note: Stamp duty rates change from time to time as state governments update their budgets. JettWorth refreshes rates each financial year. This calculator provides estimates only and is not financial advice.