Yes. Unlike generic international tools, JettWorth has Australian rules built into the projection engine — not bolted on as an afterthought.
What "built for Australia" means
- Australian income tax brackets (FY2025-26, updated each 1 July)
- Medicare levy (2%) and Medicare levy surcharge (1-1.5% if no private cover)
- HECS / HELP repayment thresholds and indexation
- Superannuation preservation rules, accumulation vs pension phase, 11.5% super guarantee, 15% concessional contribution tax
- State-by-state stamp duty for all eight jurisdictions, with first home buyer concessions
- LMI for loans above 80% LVR
- 50% CGT discount on assets held longer than 12 months
- Negative gearing — rental losses offset wage income at marginal rate
- Offset accounts — interest on linked mortgages reduced by offset balance
- Interest-only mortgages — IO period that converts to P&I, common for AU investment loans
Why this matters
Most international FIRE / wealth tools (e.g. ProjectionLab) are built around US tax rules — which means Australians using them have to:
- Convert AU rules into approximations
- Manually apply CGT discount and super contribution caps
- Skip features that don't translate (e.g. offset accounts, negative gearing)
- Spreadsheet-supplement the parts the tool doesn't cover
JettWorth is the AU-native answer: every feature works correctly out of the box, with the rules ASIC, ATO, and APRA actually use.
Currency
All amounts are in AUD. All percentages and rates use AU conventions (e.g. annual % rather than US-style monthly).
Comparison
For a side-by-side view of the AU-specific features ProjectionLab leaves to your spreadsheet, see the JettWorth vs ProjectionLab comparison.